Dear Valued Customer,

In the spirit of transparency and informed decision-making, we would like to highlight the following important disclosures:

1. Role and Limitation of SBI IBU: The State Bank of India's International Financial Services Centre Banking Unit (IBU) at GIFT City acts solely as a facilitator in referring third-party financial products and services strictly on a non-risk participation basis. We do not endorse, advise on, or take responsibility for the performance or suitability of the third-party service provider, referred products or services.
2. Fees, Charges, and Commissions: Any fees, charges, or commissions associated with our referral services will be clearly communicated to you in writing at the initiation of the referral. It is clarified that SBI IBU shall not be under any liability or obligation with respect to the consideration/fee paid by you to the third-party service provider, for availing third-party products and/or services. SBI does not charge any commission or fees from the end customer for this referral service. Please review this information carefully to understand any financial implications.
3. Due Diligence and Regulatory Compliance: Prior to making any referrals, we conduct due diligence to verify the legality and regulatory compliance of the third-party products or services. However, this should not replace your own due diligence efforts and availing of any such services or products shall be at your own risks and responsibilities.
4. Customer Responsibility: It is crucial for you, as our valued customer, to conduct your own independent research and due diligence on any third-party product or service being referred. Consider the appropriateness of these products or services in light of your individual circumstances and financial goals. We advise seeking independent professional advice if necessary.
5. Limitation of Liability: SBI IBU disclaims and shall not be under any liability for the performance/non-performance of third-party products or services or the outcomes of such engagements. The decision to proceed with any third-party product or service is solely your responsibility.

I confirm that all the details filled in the form are correct and I have carefully read and understood all the Disclaimers.